What Our Legal Terms Actually Cover
Our terms of use govern the entire relationship between you and this platform from the moment you open an account. They define what data we collect when you transact using UPI, Paytm, or PhonePe, how long we retain transaction records, and under what conditions we may
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suspend or close an account. Jurisdiction clauses are explicit: eligibility depends on local law, and access is provided only where permitted. We do not make eligibility decisions on your behalf — that responsibility rests with you under the laws applicable in your state or territory. Any
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updates to these terms are communicated via account notification before they take effect, giving you time to review changes and decide whether to continue. Payment context chips below reflect the rails we support in India.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.